StoneGUARD Memorial Insurance

You’ll certainly care for the grave of a loved one.But who will safeguard it if damage happens over the years?
Subsidence and accidental damage do happen, and nobody needs the inconvenience of paying to get things put right.

StoneGuard can insure against damage, from minor repairs to total replacement, all from as little as £6.20 a year.

For a little more peace of mind when extra worry is the last thing you need.

Who provides StoneGuard?

StoneGuard has been the original and leading memorial stone insurance for over 35 years and is exclusively available through Bridge Insurance Brokers Ltd, underwritten by Royal & Sun Alliance Insurance Plc.

What’s protected with StoneGuard?

StoneGuard is an ‘all risks’ policy. This means it will cover the cost of repair if things like damage from lawnmowers, falling trees and subsidence occur; or preventative measures taken by local councils when they judge a memorial stone to be unsafe and you are responsible for putting things right. With StoneGuard, you’ll get the reassurance that your memorial is covered :

It also covers you against damage to or re-fixing and realignment of the memorial stone directly arising from faulty or defective workmanship by any stonemason whose business has ceased trading. Plus, with our Memorial Stone Policy (please note: this is not applicable to our All Risks Policy) legal responsibility to pay damages up to £2,000,000 arising from ownership of the memorial which results in accidental injury of any person, or damage to property. With StoneGuard you’ll also have access to our dedicated customer care helpline on 0800 634 7078.

  • Accidental damage, including vandalism (malicious damage)
  • Storm
  • Theft or attempted theft
  • Impact (e.g. by a mower)
  • Flood and frost
  • Falling trees
  • Subsidence
  • Staining other than by natural weathering caused by tree sap, bird or animal droppings, or flowers
  • Council action

What if I need to renew or make a change to my policy ?

Please call our freefone number on 0800 634 7078 or ring us on 0161 236 6969. If this is not possible then send your your payment in the post.

You may experience a delay with receiving your policy documentation but rest assured if we have received your payment then the policy will renew.

What if I need to claim ?

Contact us on 0800 634 7078 / 0161 236 6969 or email us at and we will be happy to lodge your claim.

You can download a claim form here and return this to us along with an estimate for the repair at a later date.



All-round protection for your memorial from just £6.20 per year*

If you need to claim

The StoneGuard team are here to help.

Loss, damage or accidents must be reported to us as soon as reasonably possible.

To speak to someone about making a new claim, or about an existing claim, please call us on 0800 634 7078 or speak to your memorial mason.

Alternatively, download a claim form here. This should be emailed back to us at along with an estimate for the repair and a photograph of the damage.

We’re open from 9am – 5pm Monday to Friday (excluding bank holidays).